J.S. Held Survey Shows Lenders Adopting More Selective Financing Approach Amid Economic Uncertainty
J.S. Held's Q1 2026 Lending Climate in America survey indicates lenders are becoming more selective and cautious in their financing decisions due to rising economic uncertainty. While capital remains available, borrowers may face tighter scrutiny and higher standards. Lenders show a fragmented outlook, with less consensus on near-term economic performance.
Topics: borrower readiness credit risk economic uncertainty interest rates lending climate