South Plains (SPFI) Reports Q4 2025 Earnings with Decline in Earnings Per Share

South Plains Financial Inc. (SPFI) reported Q4 2025 earnings with a decline in diluted earnings per share to $0.90 from $0.96 in the prior quarter, primarily due to a higher provision for credit losses and the absence of one-time interest income. The company saw loan growth of $91 million, reaching $3.14 billion, and stable deposit balances, though net interest margin slightly decreased to 4%.

By Motley Fool Transcribing · Motley Fool ·

South Plains (SPFI) Reports Q4 2025 Earnings with Decline in Earnings Per Share

Tickers: $SPFI

Topics: Deposits Earnings Per Share Loan Growth Net Interest Margin Noninterest Expense Noninterest Income

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